Hai dear,
1. don't invest if there is no knowledge in the field of investment involved.
Do something without knowledge will perish. In the event of worship, it can be cancelled and not getting rewarded.
Similarly, in any item, do it based on knowledge. If there is no knowledge, seek knowledge with berguru or course or read a book and so on.
2. do not invest if according to others or the current trend.
Many invest shares seeing friends or friends FB can earn income with the shares. Similarly, gold investment, real estate and others.
Not one of investing in the field above, that harm is only by people without themselves to study and learn in advance.
Similarly, when there are people invested with company A and is said to be getting the return 3 fold which is too good to be true, then many people participate, even though it is a form of fraud.
So, be careful in selecting your investment portfolio by making the study in advance.
3. do not invest if there is no savings.
Savings you are your assets for the use of the present and the future later.
While investment is an opportunity to double your money but with certain risk either profit or loss.
Therefore, something sure that saving money you will need for your life in the next few years.
If there is extra money, in the sense you are willing the money profit or loss, then may be you have invested.
For investment gold, it is a long term investment (usually 5-10 years), where you change your Provident Fund with the dinar or gold bars. But, make sure in advance you've had your savings for daily use.
Again it, if you save and invest at the same time, i.e. with Tabung Haji where you also get the return of 7-8 per cent per annum.
4. do not invest with debt.
Most people love doing this to 4.
They like borrowing and investment scheme without adequate knowledge and their mentor, who eventually had to bear the loss and debt instead.
Therefore, do not practice investing with owe either by family members, bank loans or other person.
Different if you believe you can afford to pay back with your savings, then it can be considered.
5. do not invest if not confident and not clear.
If you are not totally satisfied with the plan of an investment, it is not clear to the operations of the company or the counter, who manages the company, the assets and liabilities they are, what they do and what their business is, then do not invest with the company.
6. do not invest if don't know ROI.
Return on investment (Return on Investment) is important if you are involved in investments such as stocks and real estate.
Don't invest if you don't have your how target target ROI percentage, 2-5% or more.
The purpose of investing is to get profit. Therefore, know how the rate of profit you want to very important so that you have a target and good planning.
7. do not invest if not halal.
This is very important if you want to invest in any company, make sure the company or product of the company is certified halal and Shariah compliant.
This is because we want every profit earned is of good results, and halal.
8. don't invest if you are not ready.
When you dare to invest, then you are ready to face any risks and situations that come either opportunity, profits and losses based on the level of knowledge and finance you have.
Therefore, don't invest if you have not prepared in terms of knowledge, experience, the financial surplus and the confidence and courage.
9. do not invest if any greedy feelings inside.
In seconds you feel evident from feelings of greed and want an immediate profit in, take away a moment and think back on what exactly you want.
Breathe and be careful in making any investment decision.
Recite plenty bless and beristighfar we wish removed feeling greedy self. Add a feeling of gratitude for all that has been acquired.
Wouldn't work and always loss for people who are greedy and ungrateful.
May 9 the above tips can help you and me to more willing in making any kind of investment.
Thank to read..
